Whether you’re planning a summer road trip across the States or a once-in-a-lifetime adventure abroad, one thing shouldn’t be left behind: travel insurance. It’s not the most glamorous part of trip planning, but it is one of the most important—especially in 2025, where unexpected delays, medical costs, and cancellations can quickly add up.
To help you travel with confidence, we’ve rounded up the 5 best travel insurance companies in the USA for 2025. These providers are highly rated for their customer service, coverage options, and value, making them trusted picks for both frequent fliers and occasional travelers alike.
1. Allianz Travel Insurance – Best for Frequent Travelers
Why it stands out: Allianz is a well-known name in the industry, and for good reason. Its plans are comprehensive, easy to understand, and available for both single trips and annual coverage.
- Top features:
- 24/7 global assistance
- Strong emergency medical and evacuation coverage
- Option for annual/multi-trip plans
- Great for: Business travelers, digital nomads, and families who travel often
Pro tip: Their AllTrips Prime plan covers unlimited trips up to 45 days each—perfect for jet-setters.
2. Travel Guard by AIG – Best for Customization
Why it stands out: Travel Guard offers a wide range of plans and lets you tailor coverage to your trip type and budget, including adventure sports and cruises.
- Top features:
- Customizable plans and add-ons
- Excellent coverage for trip cancellation and interruption
- Strong financial backing from AIG
- Great for: Travelers who want to build a plan around their specific needs
Did you know? Travel Guard also offers a Pack N’ Go plan for last-minute travelers who don’t need cancellation coverage.
3. Trawick International – Best for Medical Coverage
Why it stands out: Trawick International has carved a niche with robust travel medical insurance plans—ideal for international trips, long stays, or remote destinations.
- Top features:
- High medical expense and evacuation limits
- COVID-19 coverage included in most plans
- Excellent option for students, expats, and long-term travelers
- Great for: International travelers and those needing strong medical protection
Bonus: Trawick’s Safe Travels Voyager plan includes primary coverage, meaning no need to go through your U.S. health insurance first.
4. World Nomads – Best for Adventure Travel
Why it stands out: If your idea of a vacation involves hiking, scuba diving, or backpacking through rugged terrain, World Nomads is built for you.
- Top features:
- Coverage for over 200 adventure sports and activities
- Flexible purchase options (even if you’re already traveling)
- Solid emergency evacuation and gear protection
- Great for: Adventurers, solo travelers, and digital nomads
Traveler favorite: Policies are easy to extend online while abroad.
5. Seven Corners – Best for Comprehensive Family Coverage
Why it stands out: Seven Corners has strong options for families and group travel, with plans that cover kids at no extra cost and include broad benefits.
- Top features:
- Strong medical and evacuation coverage
- Plans for U.S. residents and international visitors alike
- Group discounts and family-friendly plans
- Great for: Families, group tours, and travelers with unique needs
Family-friendly highlight: Many plans allow kids under 10 to be included for free with a paying adult.
How to Choose the Right Travel Insurance in 2025
With so many options available, here are a few quick tips:
- Compare coverage, not just price. A cheap policy that doesn’t cover what you need could cost you more in the long run.
- Know your destination. Traveling internationally? Focus on medical and evacuation benefits.
- Check for COVID-related coverage. Most top providers still include it, but always read the fine print.
- Use comparison tools. Sites like Squaremouth and InsureMyTrip let you compare plans side-by-side.
Final Thoughts
Travel insurance might feel optional—until something goes wrong. The companies on this list combine trust, value, and service to help you travel worry-free. Whether you’re exploring a new city or trekking across continents, having the right coverage can turn a disaster into a minor hiccup.
Safe travels in 2025—wherever the journey takes you!
Disclaimer: This article is for informational purposes only. Coverage may vary by provider and individual needs. Always review policy details before purchasing.