Choosing the right car insurance can feel overwhelming, especially with so many providers promising the best coverage and lowest rates. In 2025, Nationwide continues to be a well-known name in the auto insurance industry, but is it the best option for you? In this comprehensive review, we break down everything you need to know about Nationwide car insurance—from pricing and coverage to customer service and digital tools.
About Nationwide Car Insurance
Nationwide is one of the largest and most trusted insurance companies in the U.S., offering auto insurance since 1926. Known for its slogan “Nationwide is on your side,” the company provides a wide range of coverage options and strong customer support. With solid financial backing and a reputation for reliability, Nationwide remains a popular choice for drivers in 2025.
Overview: What Is Nationwide Insurance?
Nationwide is one of the largest and most established insurance providers in the United States, with a history dating back nearly a century. Known for its slogan “Nationwide is on your side,” the company offers a wide range of insurance products, including auto, home, renters, and life insurance.
In 2025, Nationwide continues to rank among the top 10 car insurance providers in terms of market share and customer satisfaction.
Coverage Options in 2025
Nationwide offers a comprehensive range of auto insurance options, providing both standard coverage and several optional add-ons to meet a variety of needs. The standard coverage includes essential protections such as liability for bodily injury and property damage, collision, comprehensive, uninsured/underinsured motorist, and medical payments. For those seeking enhanced protection, Nationwide also offers valuable optional add-ons like roadside assistance, rental car reimbursement, gap insurance, accident forgiveness, and a vanishing deductible, which reduces your deductible for every year of safe driving. This level of flexibility makes Nationwide an excellent choice for a wide range of drivers—whether you’re a new driver, managing a family vehicle, or protecting a high-value car.
ricing & Discounts
Pricing with Nationwide can vary based on your location, driving history, vehicle type, and more. In general, Nationwide’s rates are competitive but may not be the cheapest for everyone.
Popular Discounts Include:
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Safe driver discount
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Multi-policy (bundle home and auto)
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Good student discount
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Defensive driving course discount
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SmartRide® and SmartMiles® programs (usage-based and pay-per-mile options)
These telematics programs can save up to 40% if you’re a low-mileage or safe driver.
Customer Service & Claims
Nationwide consistently earns high marks for customer service. According to the latest 2025 J.D. Power Auto Insurance Study:
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Nationwide ranks above average in overall customer satisfaction
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Claims process is efficient, with most claims settled within 7-10 days
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Offers 24/7 claims support, including virtual appraisal options
However, like all large insurers, some customers report delays during peak claim seasons, especially after major weather events.
Is Nationwide the Best Choice for You in 2025?
Nationwide is a reliable, feature-rich insurance provider that offers great value—especially for safe drivers and those looking to bundle multiple policies. While it might not be the absolute cheapest option, the peace of mind, digital convenience, and broad coverage make it a solid choice for many drivers.
You Might Want to Compare Other Options If:
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You’re looking for the cheapest premium
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You live in a state where Nationwide isn’t available
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You need specialized coverage like rideshare or pay-per-mile
Final Verdict
Nationwide car insurance offers a solid combination of comprehensive coverage, competitive pricing, and excellent customer service in 2025. With a variety of discounts, reliable claims support, and robust digital tools, it’s an attractive option for drivers who want strong protection and peace of mind.
However, Nationwide may not be the cheapest option for everyone, especially if you’re looking for minimal coverage or have specific needs like rideshare or pay-per-mile policies. That said, if you value reliability, financial stability, and a wide range of coverage options, Nationwide remains a top contender in the auto insurance market.
Disclaimer: This article is for informational purposes only. Coverage options, pricing, and discounts may vary by location and individual circumstances. Always verify details directly with Nationwide or a licensed agent. The author is not affiliated with Nationwide and receives no compensation for this review.