Planning a trip in 2025? Whether it’s a long-awaited international vacation or a weekend getaway, one thing savvy travelers don’t overlook is travel insurance. In a world where flight cancellations, health concerns, and unexpected detours are more common than ever, having solid coverage can make all the difference. With so many providers out there, it’s important to choose one that offers both reliability and flexibility. That’s where Nationwide comes in. Known for its broad range of insurance products, Nationwide also offers travel insurance designed to help you travel with confidence. In this review, we’ll break down what you can expect from Nationwide Travel Insurance in 2025—what it covers, how much it costs, and whether it’s the right fit for your next adventure.
Why Travel Insurance Matters in 2025
If you’re planning a trip in 2025—whether it’s a relaxing beach vacation, a business trip, or an overseas adventure—travel insurance is one of the most important things you can include in your plans. It’s the safety net that protects your trip (and wallet) when things go wrong. One name that often comes up in the travel insurance space is Nationwide. Known for their long-standing reputation in the insurance world, Nationwide offers travel insurance policies that aim to provide reliable coverage for a range of travel needs. But is it the right choice for you this year?
Overview of Nationwide’s Travel Insurance Plans
Nationwide’s travel insurance options in 2025 come in a few different flavors, including their Essential, Prime, and Luxury plans. Each of these plans offers a different level of coverage, giving travelers some flexibility depending on their budget and travel style. All of the plans come with 24/7 travel assistance, and most include COVID-19 coverage—something that has become a must-have for many travelers. Additionally, Nationwide allows you to customize your plan with optional add-ons, such as coverage for rental car damage, adventure sports, or even a “Cancel For Any Reason” (CFAR) upgrade.
What’s Covered in Nationwide’s 2025 Policies
In terms of what’s actually covered, most of Nationwide’s plans offer a robust set of core protections. These include trip cancellation and interruption, which reimburse you for prepaid, non-refundable expenses if your trip is cut short or canceled due to a covered reason. Medical emergencies and evacuation are also covered, which is especially valuable for international travel where healthcare costs can be high. Baggage loss or delay, travel delay, and even accidental death and dismemberment are standard in most plans. Optional add-ons allow you to tailor your policy further, such as adding a waiver for pre-existing medical conditions (which usually needs to be purchased within a specific time window after your first trip deposit).
How Much Does Nationwide Travel Insurance Cost?
Pricing, of course, depends on several factors: your age, destination, trip duration, and the total cost of your trip. That said, for a week-long domestic trip for a 35-year-old, you can expect to pay around $50 to $70 for a basic Essential plan. For international or higher-tier plans like Prime or Luxury, costs generally range from $100 to $200 or more. Nationwide makes it easy to get a quote on their website, so you can compare costs and benefits in real time.
Pros of Nationwide Travel Insurance
As for the pros, Nationwide stands out for its brand trust and comprehensive coverage. Their inclusion of COVID-19 protection, access to 24/7 assistance, and customizable options make them a solid choice, especially for travelers who want peace of mind. The Luxury plan, in particular, offers premium perks like concierge services and higher benefit limits.
Cons of Nationwide Travel Insurance
However, it’s not all perfect. Nationwide’s plans can be more expensive than some budget travel insurance providers. Also, their CFAR and pre-existing condition waivers require early purchase, and some benefits (like travel delay or lost luggage) come with per-day limits, which might not be enough in certain situations.
Who Should Consider Nationwide Travel Insurance?
So, who is Nationwide travel insurance best for? It’s ideal for travelers who prioritize strong coverage and are willing to pay a bit more for added security and service. Families, couples, frequent travelers, and anyone heading abroad will likely find value in what Nationwide offers. On the other hand, if you’re looking for the cheapest option for a quick domestic trip, there may be other providers that offer basic coverage at a lower price.
Final Verdict: Is It Worth It in 2025?
In the end, is Nationwide Travel Insurance worth it in 2025? For many, the answer is yes. It’s a reputable provider with flexible, comprehensive plans that can be tailored to your trip. While it may not be the most budget-friendly choice, it offers peace of mind and strong support when you need it most—two things that are priceless when you’re far from home. Just make sure to compare plans, read the fine print, and purchase your policy early if you want access to special coverage like CFAR or pre-existing condition waivers.