If your pet is family (and let’s be honest, they are!), protecting them with insurance isn’t just about peace of mind — it’s a smart move for unexpected vet bills. In 2025, Pets Best Insurance continues to be a leading name in the U.S. pet insurance space. But with so many options available, is it the right choice for your pet—and your wallet?
In this updated and honest review, we break down exactly what Pets Best offers this year, including the latest changes, standout benefits, and drawbacks you should know before signing up. Let’s dive in and see if Pets Best is the best fit for your furry friend in 2025.
✅ What Is Pets Best Insurance?
Founded in 2005, Pets Best has built a strong reputation as a reliable and flexible pet insurance provider. Known for its fast claims processing and customizable plans, it caters to both new and experienced pet parents. Whether you’re looking for coverage for accidents, illnesses, or even routine wellness care, Pets Best offers a variety of plans tailored to meet the needs of both dogs and cats.
🆕 What’s New in Pets Best for 2025?
In 2025, Pets Best has introduced some key updates:
-
Faster Direct Vet Pay: Now available at even more veterinary offices across the U.S.
-
Mobile App Upgrades: Claim submissions are faster and easier through the enhanced Pets Best mobile app.
-
More Routine Care Add-Ons: Expanded wellness coverage options for vaccines, microchipping, and dental cleanings.
-
Improved Pre-Existing Condition Clarity: Easier to understand what is and isn’t covered upfront.
💰 How Much Does Pets Best Cost in 2025?
Pricing can vary based on your pet’s breed, age, location, and coverage level. But here’s a general idea:
-
Basic Accident Plan: Starts at around $9/month for cats and $15/month for dogs.
-
Accident & Illness Plan: Around $25–$45/month depending on customization.
-
Wellness Add-On: Ranges from $16–$26/month for routine care.
Pets Best Pricing in 2025: Real Examples
🐕 For Dogs
| Breed | Age | Accident-Only (Monthly) | Accident & Illness (Monthly) |
|---|---|---|---|
| Labrador Retriever | 2 years | $18 | $42 |
| French Bulldog | 5 years | $25 | $58 |
| German Shepherd | 8 years | $32 | $75 |
🐈 For Cats
| Breed | Age | Accident-Only (Monthly) | Accident & Illness (Monthly) |
|---|---|---|---|
| Domestic Shorthair | 3 years | $12 | $28 |
| Siamese | 6 years | $16 | $38 |
| Maine Coon | 10 years | $22 | $52 |
Note: Prices vary by location, deductible ($50–$1,000), and reimbursement level (70%–90%).
How Does Pets Best Compare to Competitors?
| Feature | Pets Best | Healthy Paws | Trupanion |
|---|---|---|---|
| Coverage for Hereditary Conditions | ✅ Yes | ✅ Yes | ✅ Yes |
| Wellness Add-On Available | ✅ Yes | ❌ No | ❌ No |
| Direct Vet Pay | ✅ (Select clinics) | ❌ No | ✅ Yes |
| Upper Age Limit | ❌ No limit | ❌ No limit | ❌ No limit |
| Waiting Period for Illnesses | 14 days | 15 days | 30 days |
| Avg. Monthly Cost (Dog) | $35–$75 | $40–$90 | $50–$120 |
Best Alternative:
-
Healthy Paws – Better for unlimited payouts but no wellness coverage.
-
Trupanion – Best for direct vet payments but more expensive.
📝 What Do Pet Owners Say? (2025 Reviews)
Pets Best gets solid reviews from real users on Reddit, Trustpilot, and Google:
⭐ “Claims are easy and fast. I love the peace of mind knowing my dog is covered.”
– Reddit user, r/pets
⭐ “Had a bit of confusion with the wellness plan, but support cleared it up quickly.”
– Trustpilot reviewer
Many users appreciate the transparency, while some wish there was less fine print — especially regarding what counts as a pre-existing condition.
🐶 Final Verdict: Is Pets Best Worth It in 2025?
Yes — if you’re looking for customizable, affordable, and fast-responding pet insurance, Pets Best is definitely worth considering. It’s ideal for pet owners who want flexible plans and responsive customer service. While routine care isn’t standard and premiums may vary by breed, the value and transparency it offers in 2025 are impressive.
Whether you’re adopting a new puppy or ensuring your senior cat’s comfort, Pets Best is a reliable choice for modern pet parents.
Frequently Asked Questions (FAQs)
❓ Does Pets Best cover dental cleanings?
Only if you add the routine care wellness add-on. Dental illnesses like abscesses are covered under accident & illness plans.
❓ Can I use Pets Best at any vet?
Yes! Pets Best allows you to visit any licensed vet in the U.S.
❓ How do I file a claim with Pets Best?
You can file claims via the Pets Best mobile app, online portal, or by email. It’s fast, and you can get reimbursed via direct deposit.
Disclaimer: This article is for informational purposes only and does not constitute insurance advice. Coverage, terms, and pricing may vary by location, pet breed, and individual circumstances. Always review your policy documents and speak directly with Pets Best or a licensed agent before making a decision.