If you’re a pet owner, you know how important it is to keep your furry friend healthy. But just like humans, pets can experience unexpected illnesses or accidents, and veterinary bills can quickly pile up. That’s where pet insurance comes in. Pets Best is one of the popular options, but is it the right choice for your pet in 2025? Let’s break down the pros, cons, and pricing to help you make an informed decision.
What is Pets Best Pet Insurance?
Founded in 2005, Pets Best is a well-established pet insurance company that offers coverage for both dogs and cats. It provides a range of plans, from accident-only coverage to comprehensive health insurance that covers illnesses, accidents, and even wellness care. Pets Best aims to make pet insurance straightforward and accessible for all pet owners.
Pros of Pets Best Pet Insurance
- Flexible Plans and Coverage Options Pets Best offers a variety of plans, allowing you to choose the level of coverage that best suits your pet’s needs and your budget. Whether you’re looking for basic coverage or comprehensive protection, you’ll find options that cover accidents, illnesses, and even routine care.
- No Upper Age Limit Many pet insurance providers won’t offer coverage for older pets, but Pets Best stands out by offering policies with no upper age limit for enrollment. This is great news for owners of senior pets who still need health coverage.
- Fast Claims Processing Pets Best is known for its quick and efficient claims process. Most claims are processed in just a few days, and they offer a mobile app to make submitting claims even easier. This means less stress for you when your pet needs treatment.
- 24/7 Veterinary Helpline Having access to a 24/7 veterinary helpline can be a lifesaver, especially in an emergency. Pets Best offers this service at no extra cost, so you can get advice anytime, day or night.
- Wide Range of Veterinary Networks Pets Best has a large network of veterinary clinics and hospitals. This means that whether you’re visiting your regular vet or need emergency care, you’ll likely be covered.
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Cons of Pets Best Pet Insurance
- Higher Premiums for Older Pets While there’s no upper age limit for enrollment, premiums for older pets can be quite high. If you’re insuring a senior pet, expect to pay more for coverage compared to insuring a younger animal.
- Limited Coverage for Pre-existing Conditions Like most pet insurance providers, Pets Best won’t cover pre-existing conditions. If your pet has had health issues before enrolling, those conditions won’t be eligible for coverage under your policy.
- No Direct Pay to Vets Unlike some pet insurance companies, Pets Best doesn’t offer a direct pay option to your veterinarian. This means you’ll need to pay your vet bill upfront and then submit a claim to get reimbursed.
- Annual Deductible Pets Best has an annual deductible, which means you’ll need to pay a certain amount out of pocket each year before your coverage kicks in. Depending on the plan, this can be anywhere from $50 to $1,000.
Pets Best Pet Insurance Pricing in 2025
The cost of pet insurance varies depending on factors like your pet’s age, breed, location, and the level of coverage you choose. On average, you can expect to pay:
- Accident-only plans: $10 to $30 per month
- Accident and illness plans: $30 to $60 per month
- Comprehensive plans (with wellness coverage): $50 to $100+ per month
Pets Best allows you to customize your plan with different deductible options, reimbursement percentages, and coverage limits, which can affect the price.
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How to Save on Pets Best Pet Insurance
- Opt for a Higher Deductible A higher deductible will lower your monthly premium. However, keep in mind that you’ll have to pay more out-of-pocket when you file a claim.
- Choose a Lower Reimbursement Percentage Pets Best offers reimbursement options ranging from 70% to 90%. Choosing a lower reimbursement percentage can help you save on premiums, but it means you’ll have to cover a larger portion of your pet’s vet bills.
- Multi-pet Discount If you have more than one pet, Pets Best offers a discount for insuring multiple pets, which can help lower your overall costs.
Is Pets Best Pet Insurance Worth It?
Pets Best is an excellent option for many pet owners, especially those looking for flexible coverage with fast claims processing. Its wide range of plans and 24/7 vet helpline add a lot of value, making it a strong contender in the pet insurance space. However, if you’re insuring a senior pet or have a pet with pre-existing conditions, you may want to carefully consider the pricing and coverage limitations.
Ultimately, the right pet insurance provider depends on your pet’s needs and your budget. If you’re looking for a reliable and well-reviewed provider, Pets Best is definitely worth considering.
Read Also: ASPCA Pet Insurance Review 2025: Great Coverage for Your Furry Friend
Conclusion
Choosing the best pet insurance plan is an important decision that can save you money and stress when unexpected vet bills arise. Pets Best offers solid coverage options, great customer service, and quick claims processing, making it a top choice for many pet owners in 2025. Be sure to compare plans and premiums carefully to find the coverage that’s right for you and your furry friend.
Disclaimer: This article is for informational purposes only. Prices and policies for Pets Best Pet Insurance may change, so always check the official website for the latest details.
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