Planning a trip in 2025? Whether it’s a weekend getaway or an international adventure, travel insurance is more essential than ever. From flight cancellations to unexpected medical emergencies, a solid policy can protect you from serious disruptions and costs. But with so many travel insurance providers in the U.S., how do you choose the right one?
We’ve done the research for you. Here are the top 5 travel insurance companies in the USA for 2025, based on customer satisfaction, coverage options, claim support, and overall value.
1. Travel Guard by AIG
Why it stands out:
AIG’s Travel Guard is a trusted name offering a variety of plans for all kinds of travelers — business, leisure, and students. With customizable options and 24/7 travel assistance, it’s a reliable pick.
Highlights:
- Trip cancellation/interruption, medical, and baggage coverage
- Pre-existing condition waiver (on select plans)
- Multiple tiered plans for different budgets
- Easy-to-use mobile app and customer service
Best for: Travelers looking for customizable protection with a strong global support system.
2. Allianz Global Assistance
Why it stands out:
Allianz is one of the most recognized travel insurers in the world. It offers single-trip, multi-trip, and annual plans, making it ideal for frequent travelers and families alike.
Highlights:
- Excellent mobile app with real-time travel alerts
- Strong reputation for claim payouts
- Emergency medical and evacuation coverage
- “Cancel Anytime” upgrade available
Best for: Frequent travelers and families looking for comprehensive and flexible coverage.
3. Faye Travel Insurance
Why it stands out:
Faye is newer to the scene but making waves with its 100% digital approach. It’s built for modern travelers who want everything from quotes to claims managed via app.
Highlights:
- Real-time claims and reimbursements
- Trip coverage, health coverage, lost luggage, and even pet travel options
- 24/7 in-app chat support
- Transparent policies with fewer exclusions
Best for: Tech-savvy travelers and digital nomads who want fast, easy-to-manage protection.
4. Travelex Insurance Services
Why it stands out:
Travelex is known for affordable yet robust coverage, especially for families. Their policies are easy to understand and come with solid coverage basics.
Highlights:
- Children under 17 included at no extra cost on some plans
- Emergency medical coverage and evacuation
- Optional add-ons for adventure sports, car rental, and more
- Strong reputation for customer support
Best for: Families and budget-conscious travelers.
5. Seven Corners
Why it stands out:
Seven Corners offers both domestic and international travel insurance, including specialized plans for students, expats, and missionaries. It’s also known for its wide medical coverage options.
Highlights:
- Strong medical emergency and evacuation protection
- Covid-19 coverage included
- Offers travel medical-only plans if you already have trip protection
- Great for travelers with unique or long-term travel plans
Best for: Students, long-term travelers, and those seeking strong health-focused coverage.
🧳 Final Thoughts: Which Travel Insurance is Right for You?
When choosing travel insurance in 2025, the best policy is the one that fits your travel style, needs, and budget. If you’re a tech-lover, Faye might be your go-to. Traveling with kids? Travelex has you covered. Planning multiple trips? Allianz is a solid bet.
No matter who you choose, don’t leave without protection. Travel is unpredictable — insurance is your backup plan for peace of mind.
🔍 FAQ: Travel Insurance in 2025
Q: Is travel insurance worth it for domestic trips?
Yes, especially if your trip involves expensive flights, hotels, or health concerns. Trip cancellation, delays, and lost luggage can happen anywhere.
Q: What should I look for in a travel insurance policy?
Look for coverage types that matter most to you: trip cancellation, medical, baggage loss, and emergency assistance. Always read the fine print.
Q: Does travel insurance cover COVID-19 in 2025?
Most top insurers now include COVID-19 in their emergency medical and trip interruption coverage — but check individual policy details before buying.
Disclaimer: This content is for informational purposes only and does not constitute legal or insurance advice. Always review the full terms and conditions of a policy before purchasing.